Jin Yau has been in the financial industry since 2000, over 25 years now. He started out with a background in Marketing and Public Relations, and that shapes how he sees this work: financial planning isn't just about numbers, it's about clear communication, trust, and the stories people build for their futures. His advice isn't theoretical, it's rooted in the milestones he has navigated himself, from the excitement of a first job and the complexity of buying a home, to the responsibilities of marriage and fatherhood. He has personally lived through every chapter of the financial lifecycle he now helps clients plan for.

What sets him apart is being candid about his own past. He learned firsthand from the complacency of youth, and that's shaped a mission he holds to today: making sure no one else leaves their future to chance. He pushes for proactive education and strategic planning over reacting after the fact, both with his clients and with his team at Luminary Collective. As a Financial Services Director at Infinity Financial Advisory, he leads from the front. He sees Luminary Collective as a place where professional excellence and personal growth go together, and takes real satisfaction in mentoring the next generation of consultants to find their own voice and connect authentically with their community.

He's a certified PADI Open Water Scuba Instructor and an avid macro photographer, finding focus in the intricate details of marine life underwater. He also loves the open road, and finds real freedom and clarity riding his motorcycles. And he's a dedicated host and BBQ enthusiast, known for bringing people together over a signature tomahawk steak.